Auto refinance savings calculator
Could refinancing your auto loan save you money?
Compare your current loan against an estimated new rate to see the difference monthly and over the remaining life of the loan.
Current loan
$
$5k$100k
%
0%25%
mo
6 mo84 mo
New loan
Credit band
%
Defaults to a typical estimated rate for the Good band (700–749). Adjust if you have a quote in hand.
New term (optional)
Estimated total savings
$2,735
Over the 48-month new term, compared with finishing your current loan as-is.
Payment comparison
Current monthly payment$626.14
New monthly payment$569.16
Monthly difference-$56.98
Total remaining on current loan$30,055
Total paid on new loan$27,320
These are estimates only, not offers. Rates shown are illustrative estimates based on typical credit-band ranges. Your actual refinance rate depends on your credit profile, vehicle, and loan details, and refinancing may involve fees not modeled here.
These are estimates. See your real numbers.
About 3 minutes. No SSN required. Soft pull only — no impact to your credit score.
See what you qualify for